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Auto repair financing in Waukegan, IL

Pay in 4 with Sunbit: a portion today, the rest over time. 0% interest plans are available for qualifying customers.

Where to find us

Inside the Classic Kia & Toyota property

425 N Green Bay Rd, Suite 2, Waukegan, IL 60085

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Pay in 4 repair financing with Sunbit at Apex Collision Center

Use it for your deductible

Financing works for customer-pay repairs, your insurance deductible, or any part of a claim your insurer won't cover. Ask us at your estimate and we'll send the application to your phone.

Pay for your repair over time

An accident is never in the budget. Financing lets you get your car fixed now and pay in installments instead of all at once.

We offer financing through Sunbit. It works a lot like Klarna, PayPal Pay Later or Affirm: you apply in seconds, see your options right away and pick the plan that fits.

Pay in 4

A portion today and the rest over 3 months, or spread it over 6 or 12 months.

0% plans available

For qualifying customers. You see your exact terms before you accept.

No credit score impact to check

Checking your options doesn't affect your credit score.

No application fees

And no penalty for paying it off early.

How it works

How it works

  1. Get your free estimate

    Once you know the repair cost, ask us about financing.

  2. Apply in seconds

    We text you a link to apply on your phone. Most customers get a decision in under a minute.

  3. Pick your plan

    See your payments before you accept.

  4. Drive away

    Your first payment is due at checkout and the rest goes to Sunbit over your plan.

What you need to apply

A state-issued ID, a bank-issued debit card and an email address. You must be at least 18. You can use financing for customer-pay repairs, your insurance deductible, or the part of a claim your insurer won't cover.

Financing is subject to credit approval. Sunbit is not the lender; loans are made by TAB Bank, which determines qualifications and terms. APRs range from 0% to 35.99% based on credit, plan and state; 0% plans are available to qualifying customers. A down payment is required. Plans available for purchases of $60 to $10,000. Terms vary.

Bring it in. The estimate is free.

Book a time online or call us, Monday through Friday, 8 AM to 5 PM.