Home / Repair Financing
Pay in 4 with Sunbit: a portion today, the rest over time. 0% interest plans are available for qualifying customers.
Where to find us
Inside the Classic Kia & Toyota property
425 N Green Bay Rd, Suite 2, Waukegan, IL 60085
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Financing works for customer-pay repairs, your insurance deductible, or any part of a claim your insurer won't cover. Ask us at your estimate and we'll send the application to your phone.
An accident is never in the budget. Financing lets you get your car fixed now and pay in installments instead of all at once.
We offer financing through Sunbit. It works a lot like Klarna, PayPal Pay Later or Affirm: you apply in seconds, see your options right away and pick the plan that fits.
A portion today and the rest over 3 months, or spread it over 6 or 12 months.
For qualifying customers. You see your exact terms before you accept.
Checking your options doesn't affect your credit score.
And no penalty for paying it off early.
How it works
Once you know the repair cost, ask us about financing.
We text you a link to apply on your phone. Most customers get a decision in under a minute.
See your payments before you accept.
Your first payment is due at checkout and the rest goes to Sunbit over your plan.
A state-issued ID, a bank-issued debit card and an email address. You must be at least 18. You can use financing for customer-pay repairs, your insurance deductible, or the part of a claim your insurer won't cover.
Financing is subject to credit approval. Sunbit is not the lender; loans are made by TAB Bank, which determines qualifications and terms. APRs range from 0% to 35.99% based on credit, plan and state; 0% plans are available to qualifying customers. A down payment is required. Plans available for purchases of $60 to $10,000. Terms vary.
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Book a time online or call us, Monday through Friday, 8 AM to 5 PM.